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My strategy on Mintos lately has been either to withdraw funds or to invest them in short-term loans that offer at least a 10% interest rate. There were a few weeks when almost no such loans were available (hence the withdrawals), but now the rates for some short-term loans have increased even to 11%.

There are some ExpressCredit loans available with a 12% rate but I don't invest in those because they are 5-6 years long. ExpressCredit was offering 15% for the same kind of loans in spring so I'm hoping the rates will increase further in the coming weeks, maybe to 13-14%. Then I'll consider buying them again. ...continue reading "Mintos interest rates have slowly begun to recover"