Since my goal is to become financially independent, I try to save some money every month and put it into P2P loans or stocks (or both). For a long time my default platform for new money was Mintos, then Envestio. This month I didn't want to add to Envestio because it already has too big a share of my money. Dofinance was out of the question (I'll be leaving the platform in January) so I had to decide from my remaining platforms.
At the moment, it's only possible to get 11% loans on Peerberry and Viainvest, unless you are really lucky. On the other hand, Robocash still offers 14% loans, but there are not enough loans for everyone so some money usually sits in the account doing nothing. So which one to choose? In the end, I chose Robocash because I hoped that the loan volume might pick up.