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doFinance was the very first P2P platform I registered at and wired my money to. I chose it because it was the simplest one, not requiring any maintenance at all. At the time (January 2018) they offered a 12% return if the investment was 6 months long so I put 800 € there and watched my money grow. It was almost like a savings account at a bank.

The first bit of bad news appeared in April. The three different rates that had previously been 6%, 8%, and 12% were changed to 5%, 7%, and 9%. My 800 € were still earning 12% but once the 6 months were up in July, I would have to reinvest them at 9% because they didn't offer 12% anymore.

...continue reading "My experience with doFinance"