During the last months, I've continued to invest in business loans with high interest rates. I've got three platforms for this - Envestio, Kuetzal, and Crowdestor. Together they contain about half of all my P2P money.
Envestio seems somewhat stabilized recently. The rates are down to 16-17% and some projects even stay available for more than an hour, meaning you have time to log in and invest in them. All the payments so far have been on time, there hasn't been even a single delay (that I'm aware of). Some people find this suspect but I choose to believe that this is proof that the Envestio team is really good at choosing the projects. Besides, neither Kuetzal nor Crowdestor have had any late payments either so I guess that's the norm for this kind of platforms.